Credit bank

Has anyone here experienced sudden utility cut-offs, especially when it comes to gas or electricity? Recently, a neighbor of mine had her electricity turned off due to some billing issues, and it completely disrupted her daily routine — from cooking to working online. It made me wonder how prepared we really are for these unexpected situations. Do you guys have backup solutions like generators or power banks, or maybe some sort of plan in case it happens? Also, do you think companies give enough notice before shutting things down, or do they act too quickly? I’d love to hear some real experiences because honestly, this topic is stressing me out, and I want to make sure I’m not caught off guard one day.