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    Advice about credit bank

    Guranina
    in Հաճախ Տրվող Հարցեր
    I’m thinking about buying a new washing machine because my old one finally broke down after years of use. The problem is that I don’t have the money right now to pay for it in full, so I’m considering taking a small loan or using installment payments. But I’m a bit nervous about going into debt for something like this. Do you guys think it’s worth it to buy appliances on credit, or is it smarter to wait and save up? Has anyone here done it, and how did it work out in the long run?

    Comments

    • neakey
      I’ve been in the same situation not long ago. My fridge broke down unexpectedly, and I had no choice but to get one on credit. Honestly, it worked out fine, as long as you plan your payments properly and don’t overcommit. The bigger issue, at least in my experience, wasn’t the loan but the unexpected things like electricity disconnections. Imagine having a brand-new fridge but no power for hours – that’s really frustrating. I found this useful article explaining how to handle situations when gas or electricity gets cut off: https://lovilave.com.ua/blog/vidklyuchennya-gazu-ta-elektroenergiyi . It gave me peace of mind and some practical tips. So yes, buying on credit can be fine, but just be prepared for such scenarios too.
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